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Verónica Fernández

At SÉRVULO since 2011, Verónica Fernández is a partner in the Financial and Governance department. She completed graduate courses in Consumer Law at the Faculty of Law of the University of Lisbon, 2010, and in Banking, Capital Markets and Insurance Law at the Institute of Banking, Capital Markets and Insurance Law (Instituto de Direito Bancário, da Bolsa e dos Seguros) of the Faculty of Law of the University of Coimbra, 2005, and in Administrative Litigation at the Faculty of Law of the Catholic University of Portugal, 2001. She was a lawyer at the "Cuatrecasas, Gonçalves Pereira" law firm between 2004 and 2011 and Legal Advisor at the Mortgage Credit Department of the Santander Totta Group between 2002 and 2003. She joined the Bar Association in 2001.

RELEVANT EXPERIENCE

Legal assistance in the incorporation of credit institutions, financial companies and registration of branches of these entities in Portugal.

Legal advice to companies in the financial sector - banking, capital markets and insurance - namely in regulatory, product development and compliance aspects.

Legal advice to credit institutions and banking unions in debt financing and restructuring operations as well as in private equity transactions.

Assistance to clients in the setting up of securities issuance programs and placement of debt instruments.

Advice to public entities and representative entities of the financial sector in capital markets and regulation matters.

Conduct of legal audits within the scope of corporate reorganisations, joint venture agreements and privatisations, in addition to the provision of legal advice, on a day-to-day basis, to companies comprised in group structures, in a wide range of corporate and regulatory matters.

Legal assistance to credit intermediaries in the process of authorization and registration with the Bank of Portugal.

Assistance to international investors in the scope of investment projects carried out in Portugal, in particular under the Residence Permit for Investment Activity Program.